Many people are neck deep in debt and have very bad credit reports today because of lack of proper financial planning. You see, the difference between the rich and the poor is that the rich have been able to quickly learn and understand that money management is a skill that must be carefully mastered. No matter how rich you are or how much money you make, you cannot stay wealthy for a long time if you don't know how to manage your money.
Earning a lot of money is not what makes you rich; knowing how to manage and utilize your money well is what would make you a wealthy person. As such, the art of budgeting is one of the most important things that you must master if you want to achieve financial freedom.
In this book, we break down the art of budgeting and personal finance in a way that is very easy to understand. When you are done listening to this book, you will be able to create, monitor, and adjust your personal budget like a pro.
Audible Audio Edition
Most Helpful Customer Reviews
This book walks you through the fundamentals of creating and keeping a budget. Creating a budget may seem somewhat elementary, but few people do it or do it well. Creating and keeping a budget is essential to good financial health in both the present and the future. So while the book might cover some basic ideas, they are important to know and implement. The author covers why its important to have a budget (e.g., avoid wasteful spending), the elements of a budget (e.g., unplanned expenses), how to create a budget, and tips for sticking to your budget (e.g., sleep on it before you buy). She also has provides a worksheet for creating your budget. The book is clearly written and structured. For anyone wanting to start and stick to a budget, this book is a good resource. Recommend.
To start with, I hate anything related to budgeting and taxes. Its necessary though, and Im happy that I took on the challenge after all. Reading this book introduced me to the concept of keeping an actual budget in a spreadsheet for myself, and categorizing the income and expenses into fixed/flexible expenses etc, something I wouldnt have done otherwise. Despite feeling a bit like an accountant, it actually comes in handy if you are working towards fulfilling a financial goal. For me, it is to buy a house one day, and getting to the sum I need for the downpayment is an ongoing process. This will take some time, but with the budgeting method I was actually able to realize that a few of my monthly running costs were overblown, and able to see the amount that I could save by reducing mobile phone plans. This book is short, but it actually had some real, positive effects on my monthly budget, and a real effect on my finances. One of the tips in the book to save money (‘avoid...
Most people know how important it is to manage their money wisely. This book presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check. I purchase this book because I’m having a hard time controlling my bad habits of spending money in useless things. In this book I have learned a lot of useful information and advice that I can follow so that I will be able to budget my money and handle my personal finance with care.
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