Protecting Your Family with Long-Term Care Insurance

Are long-term care insurance policies right for you? How do you prioritize your benefit selections to get the best coverage for your budget? Why employers must lead the way in offering LTC insurance The Partnership for Long-Term Care does it really protect assets? Combo life / annuity / LTC plans the most important feature to make them work Taxes the latest incentives for long-term care insurance Reverse mortgages and life settlements show me the money! Medicaid the full impact of the Deficit Reduction Act on LTC benefits Medicare the latest info on Medicare Advantage and Medicare drug benefits Why health care reform makes long-term care insurance even more important!

Chock full of Consumer Alerts , this book takes the worry and confusion out of long-term care planning. Come along for an entertaining and incredibly insightful rendition of the long-term care issue in eight eye-opening chapters:

It s Not All About You So You Think You Can Self-Insure? The Ins and Outs of Long-Term Care Insurance Where the Rubber Hits the Road: Premiums, Underwriting and Claims Employers: Why You Have to Lead, Not Follow Alternatives to Long-Term Care Insurance People Who Do Not Qualify for Long-Term Care Insurance The M & Ms of Medicare

Not sure why the topic of long-term care planning is even important? Having spent two-thirds of her 35-year health care financing career as a national consultant and trainer of over 75,000 insurance professionals, Phyllis Shelton now puts an entirely NEW spin on the need to plan for long-term care. She believes that Americans are really choosing between paying long-term care insurance premium which leaves dollars in the state budget or not buying LTC insurance, which diverts state budget dollars to Medicaid instead of to education, public safety and other vital services.

This book is especially pertinent to anyone interested in the current debate on entitlements.